Product Charts



Genworth

Financial Rating: "B+" by A.M. Best



Mutual of Omaha

Financial Rating: "A+" by A.M. Best



National Guardian Life (NGL)

Financial Rating: "A-" by A.M. Best



TransAmerica

Financial Rating: "A+" by A.M. Best
Producer Website: www.taltc.com
Underwriting Guide



United Security Assurance



AETNA/CONTINENTAL LIFE

Financial Rating: "A" by A.M. Best
Website: https://www.aetnaseniorproducts.com/ssi/index.html



Equitable Life & Casualty

Financial Rating: "B" by A.M. Best, "A+" by BBB
Featured Product: EquiCare 790 and CareChoices 792
Website: www.equiline.com



Guarantee Trust Life (GTL)

Financial Rating: "B+" by A.M. Best
Website: www.gtlic.com



Kemper Senior Solutions

Premier LTC® Brokerage brings you the opportunity to work with the Kemper Senior Solutions Home Health Care product, underwritten by Reserve National Insurance Company. With just 2 questions, almost any client can qualify for this policy.

Home Health Care is a major concern for Americans. Traditional long term care insurance can be unaffordable for some families and many clients cannot qualify due to their health. Medicare will not cover all expenses associated with home health care and people prefer to recover at home instead of having an extended hospital stay. With Kemper's Senior Solutions Home Health Care policy (which is not considered long term care coverage), your client can stay in control of their care. Benefits are payable directly to the client - regardless of any other coverage.

Contact one of our Premier LTC® Brokerage National Marketers for more information. Be sure to ask about the simple sales presentation geared to help you talk about Kemper Senior Solutions with every client.

Financial Rating: "A-" by A.M. Best



Medico

Medico was one of the pioneers of Long Term care insurance sales. Through that journey we discovered many reasons why short term care coverage is so important. You want a company you can trust, good service and a product that meets your client's needs.

Financial Rating: "A-" by A.M. Best



True Freedom Premier Home Care Service Plan

True Freedom Premier Home Care Service Plan
True Freedom Premier is a viable alternative to traditional home health care insurance. This service plan can support seniors with their activities of daily living and companionship providing them independence in the comfort of their own home.

True Freedom Premier Home Care can also provide urgent care benefits and overnight benefits in the comfort of seniors own home. Services are provided by a network of agency home care providers while also giving members the Freedom option to choose a friend or neighbor to administer care. True Freedom Premier Plans are Service Contracts, NOT Insurance.

All True Freedom Premier Home Care Plans Feature:
  • Field Issue
  • No Health Questions
  • No Claim Forms
  • No Deductible
  • No Co-pays
  • No Age Limits



UCT

Financial Rating: "B+" by A.M. Best
Website: http://www.uct.org/